Understanding Life Insurance Exclusions
I recently met with a client and the topic of exclusions came up during our standard client review s...
Segregated Funds Versus Mutual Funds: What’s The Big Difference?
Segregated funds and mutual funds are both investment vehicles that represent a collective pool of f...
Tips For Identifying The Best Policy To Meet A Client’s Needs
There are a number of often conflicting issues to consider when determining the best life insurance ...
Non-Participating & Participating Life Insurance Policies
When an insurance company sets out to determine pricing on an insurance policy, values are based on ...
Beneficiary Designations – Revocable & Irrevocable
When dealing with clients, one of the topics I find often needs clarification is the designation of ...
Fraudulent Misrepresentation In Life Insurance
A fraudulent misrepresentation occurs when a life insurance applicant purposely gives the insurance ...
Life Insurance: You Need It More Than You Think
Life insurance, like any other insurance policy, is simply a promise to do something in the event of...
Life Insurance Pricing: Cheaper Is Not Always Better
One very common question I have encountered when it comes to life insurance is “why should I pay m...
Understanding Term Life Insurance
What is term life insurance? Simply defined, term life insurance is life insurance that pays a benef...