Chazz Okparanta Life & Health Insurance, Permanent Life, Right of Rescission, Term Life August 30, 2015 Life Insurance & The Right of Rescission So you spent some time meeting with your advisor to figure out the right policy for you and your fam... Read More
Chazz Okparanta Charitable Giving, Life & Health Insurance, Permanent Life, Term Life August 29, 2015 Charitable Giving With Life Insurance? Some weeks ago I met with a client who wanted to leave some money to his church. He heard that he co... Read More
Chazz Okparanta Life & Health Insurance, Permanent Life, Rating, Term Life August 28, 2015 Understanding “Ratings” For Substandard Risks In several postings on this blog, one of the words we constantly use is ratings. What does it mean t... Read More
Chazz Okparanta Life & Health Insurance, Life Insurance Pricing, Permanent Life, Term Life August 26, 2015 5 Factors That Affect Your Life Insurance Premiums I often meet clients who ask me why their life insurance premiums are higher than that of their... Read More
Chazz Okparanta Life & Health Insurance, Permanent Life, Term Life August 24, 2015 5 Reasons To Have Life Insurance Life insurance, much like other types of insurance is generally about helping the insured mitigate s... Read More
Chazz Okparanta Non-Participating Life, Participating Life, Permanent Life August 21, 2015 Non-Participating & Participating Life Insurance Policies When an insurance company sets out to determine pricing on an insurance policy, values are based on ... Read More