How Your Life Insurance Needs Can Change
When I meet with clients or prospects, one of the questions I ask is “do you have a long ...
Capital Gains & Life Insurance
Most people have heard about capital gains but few people understand how it works. So what is a capi...
Using Life Insurance To Fund A Buy/Sell Agreement
If you are a small business owner you will want to find out as much as you can about buy sell a...
Be Careful When Replacing A Life Insurance Policy
Buying life insurance is a very important step in proper estate planning. It is also a very complica...
Life Insurance & The Right of Rescission
So you spent some time meeting with your advisor to figure out the right policy for you and your fam...
Charitable Giving With Life Insurance?
Some weeks ago I met with a client who wanted to leave some money to his church. He heard that he co...
Understanding “Ratings” For Substandard Risks
In several postings on this blog, one of the words we constantly use is ratings. What does it mean t...
5 Factors That Affect Your Life Insurance Premiums
I often meet clients who ask me why their life insurance premiums are higher than that of their...
What is Long Term Care?
When I discuss long term care with many of my clients I try to make sure they understand the di...
Life, Critical Illness, Disability & Long term Care – What Is Most Important?
In terms of protection for every need, the ideal financial plan should include life insurance, criti...