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Life Insurance products including segregated funds and annuities are underwritten and administered by Co-operators Life Insurance Company Inc (CLIC). Home and Auto insurance is underwritten by Co-operators General Insurance Company (CGIC). Mutual funds are offered through Co-operators Financial Investment Services (CFIS). Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits. There can be no assurances that a money market fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

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